Why Coaching?

Do you get to the end of the month and wonder where your money went? 

Are you caught off guard by yearly expenses that seem to pop up out of nowhere? 

Do you feel like you’re sinking into debt and don’t even know where to begin?

Do you feel guilty when you spend money? 

As an Accredited Financial Counselor®, I help real people like you break the cycle of debt, release the shame around spending, and finally feel good about where their money is going.

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Budgeting & Spending Plans

Build systems to track expenses

Create realistic monthly budgets

Identify spending leaks

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Debt Management

Understand your credit report and improve your credit score

Review current debts (credit cards, student loans, auto loans, etc.)

Create debt repayment plans (snowball or avalanche method)

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Saving & Emergency Funds

Automate your savings

Establish an emergency fund (typically 3–6 months of expenses)

Setting short-term and long-term savings goals

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Credit Education

Build or rebuild credit

Understand how credit works

Read and monitor credit reports

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Financial Goal Setting

Create action plans for goals like homeownership, education, or travel

Clarify your values and financial priorities

Set SMART goals (Specific, Measurable, Achievable, Relevant, Time-bound)

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Life Transitions

Plan for retirement (basic financial education, not investment advice)

Navigate financial changes related to marriage, divorce, or parenthood

Cope with job loss or career transitions