{"id":116,"date":"2025-07-05T19:04:30","date_gmt":"2025-07-05T19:04:30","guid":{"rendered":"https:\/\/penyourpath.org\/?page_id=116"},"modified":"2025-09-09T16:55:02","modified_gmt":"2025-09-09T16:55:02","slug":"ynab","status":"publish","type":"page","link":"https:\/\/penyourpath.org\/?page_id=116","title":{"rendered":"YNAB"},"content":{"rendered":"\n<div class=\"wp-block-uagb-container uagb-block-d813a79f alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-info-box uagb-block-84311fa0 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h1 class=\"uagb-ifb-title\">Build a Budget You Can Actually Stick To<\/h1><\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-f7e8e06b alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-828516f7\">\n<h3 class=\"wp-block-heading\"><strong>No shame. No spreadsheets. Just a plan that finally clicks.<\/strong><\/h3>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-1bce4b41\"><p class=\"uagb-desc-text\">If you&#8217;ve tried budgeting before and it didn\u2019t stick\u2014you&#8217;re not alone. I\u2019m Krish Anders, an <strong>Accredited Financial Counselor\u00ae and Certified YNAB Coach<\/strong>, and I help real people build flexible, judgment-free money systems that fit real life.<br><br>Whether you&#8217;re starting over, paying off debt, or simply ready to feel in control, I&#8217;ll help you use <strong>You Need a Budget (YNAB)<\/strong> in a way that fits <em>your<\/em> life.<\/p><\/div>\n\n\n\n<div class=\"wp-block-uagb-image uagb-block-a72d6c4f wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-none\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/ynab2-e1752496556669.png ,https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/ynab2-e1752496556669.png 780w, https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/ynab2-e1752496556669.png 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/ynab2-e1752496556669.png\" alt=\"\" class=\"uag-image-1288\" width=\"200\" height=\"203\" title=\"ynab2\" loading=\"lazy\" role=\"img\"\/><\/figure><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-06473ea3\">\n<div class=\"wp-block-uagb-image uagb-block-ed781db9 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-none\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/IMG_9039-1024x768.jpeg ,https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/IMG_9039-scaled.jpeg 780w, https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/IMG_9039-scaled.jpeg 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/IMG_9039-1024x768.jpeg\" alt=\"\" class=\"uag-image-1268\" width=\"600\" height=\"550\" title=\"IMG_9039\" loading=\"lazy\" role=\"img\"\/><\/figure><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-fac7244b alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-c67fc07c\">\n<div class=\"wp-block-uagb-image uagb-block-0e621cfe wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-none\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/IMG_3944-1024x768.jpeg ,https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/IMG_3944-scaled.jpeg 780w, https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/IMG_3944-scaled.jpeg 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/IMG_3944-1024x768.jpeg\" alt=\"\" class=\"uag-image-1231\" width=\"600\" height=\"550\" title=\"IMG_3944\" loading=\"lazy\" role=\"img\"\/><\/figure><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-f0af2b45\">\n<div class=\"wp-block-uagb-info-box uagb-block-d4218e9c uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h2 class=\"uagb-ifb-title-prefix\">Why Work With Me?<\/h2><\/div><div class=\"uagb-ifb-separator\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-f38775b0\"><h6 class=\"uagb-heading-text\"><strong>YNAB Expertise<\/strong><\/h6><p class=\"uagb-desc-text\">As a certified YNAB coach, I\u2019ll teach you how to use the software and budgeting method with confidence.<\/p><\/div>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-6d4e4d26\"><h6 class=\"uagb-heading-text\"><strong>More Than Just the App<\/strong><\/h6><p class=\"uagb-desc-text\">As an AFC\u00ae, I\u2019ll also help you work through the <em>why<\/em> behind your money habits\u2014so change sticks.<\/p><\/div>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-d4d4f1cd\"><h6 class=\"uagb-heading-text\"><strong>Customized Support<\/strong><\/h6><\/div>\n\n\n\n<p>Whether you\u2019re brand new to YNAB or want to level up your system, we\u2019ll create a plan that fits your goals, income, and lifestyle.<\/p>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-8ae77327\"><h6 class=\"uagb-heading-text\"><strong>Shame-Free Zone<\/strong><\/h6><p class=\"uagb-desc-text\">No judgment, no &#8220;shoulds&#8221;. Just clear, compassionate guidance.<\/p><\/div>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-e608017e\"><h6 class=\"uagb-heading-text\"><strong>Two months free<\/strong><\/h6><\/div>\n\n\n\n<p>When you work with me you get an additional two months free added to your subscription.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-3ef12d1e alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-881d52ed\">\n<div class=\"wp-block-uagb-info-box uagb-block-f319cf99 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h2 class=\"uagb-ifb-title-prefix\">What You&#8217;ll Learn<\/h2><h5 class=\"uagb-ifb-title\">With 1:1 YNAB coaching, you&#8217;ll walk away knowing how to:<\/h5><\/div><div class=\"uagb-ifb-separator\"><\/div><\/div><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Set up and customize your budget from scratch<br><\/li>\n\n\n\n<li>Use YNAB&#8217;s Five Questions to manage money with intention<br><\/li>\n\n\n\n<li>Handle irregular income, debt payoff, or unexpected expenses<br><\/li>\n\n\n\n<li>Align your values and goals with your spending<br><\/li>\n\n\n\n<li>Build a system that works with your real life\u2014not just in theory<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-cd0c7b67\">\n<div class=\"wp-block-uagb-image uagb-block-07721a08 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-none\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/IMG_0181-768x1024.jpeg ,https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/IMG_0181-scaled.jpeg 780w, https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/IMG_0181-scaled.jpeg 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/IMG_0181-768x1024.jpeg\" alt=\"\" class=\"uag-image-1227\" width=\"600\" height=\"550\" title=\"IMG_0181\" loading=\"lazy\" role=\"img\"\/><\/figure><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Book Your Free Intro Call<\/h3>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-678e8bca alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-87085e5a\">\n<p>Let\u2019s talk about where you are and where you want to go. In 20 minutes, I\u2019ll help you decide if YNAB coaching is right for you\u2014and if I\u2019m the right coach.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/tidycal.com\/penyourpath\/30-minute-meeting\" target=\"_blank\" rel=\"noopener\">Book appointment<\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-5848c10d alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<h3 class=\"wp-block-heading\">YNAB Services<\/h3>\n\n\n\n<div class=\"wp-block-uagb-container uagb-layout-flex uagb-block-b969eff2 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-20b5d3a3\">\n<div class=\"wp-block-uagb-image uagb-block-4d50375b wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-none\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/campaign-creators-pypeCEaJeZY-unsplash-1024x741.jpg ,https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/campaign-creators-pypeCEaJeZY-unsplash-scaled.jpg 780w, https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/campaign-creators-pypeCEaJeZY-unsplash-scaled.jpg 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/campaign-creators-pypeCEaJeZY-unsplash-1024x741.jpg\" alt=\"\" class=\"uag-image-1201\" width=\"600\" height=\"432\" title=\"campaign-creators-pypeCEaJeZY-unsplash\" loading=\"lazy\" role=\"img\"\/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-b1fffcda\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-527c9878\"><h5 class=\"uagb-heading-text\">YNAB Coaching &#8211; $149<\/h5><p class=\"uagb-desc-text\"><strong>F<em>or people who want to understand YNAB and set up their spending plan. This one-time session includes:<\/em><\/strong><\/p><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>90-minute onboarding session (Google Meet)<\/li>\n\n\n\n<li>YNAB account walkthrough<\/li>\n\n\n\n<li>Customized budget setup aligned with your goals<\/li>\n\n\n\n<li>One month of email support<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/tidycal.com\/penyourpath\/starterbudget\" target=\"_blank\" rel=\"noopener\">book appointment<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-b4c7f18e\">\n<div class=\"wp-block-uagb-image uagb-block-99caa8cb wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-none\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/micheile-henderson-ZVprbBmT8QA-unsplash-1024x683.jpg ,https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/micheile-henderson-ZVprbBmT8QA-unsplash-scaled.jpg 780w, https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/micheile-henderson-ZVprbBmT8QA-unsplash-scaled.jpg 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/micheile-henderson-ZVprbBmT8QA-unsplash-1024x683.jpg\" alt=\"\" class=\"uag-image-1206\" width=\"600\" height=\"432\" title=\"micheile-henderson-ZVprbBmT8QA-unsplash\" loading=\"lazy\" role=\"img\"\/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-8d4dcce9\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-9e2f98a4\"><h5 class=\"uagb-heading-text\">YNAB Coaching Package &#8211; $299<\/h5><p class=\"uagb-desc-text\"><em>For deeper support with implementing habits and troubleshooting. Includes:<\/em><\/p><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Starter Budget Setup (90 minutes)<\/li>\n\n\n\n<li>2 x 60-minute follow-up sessions (biweekly)<\/li>\n\n\n\n<li>Personalized budget habit-building strategies<\/li>\n\n\n\n<li>Unlimited email support for 45 days<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/tidycal.com\/penyourpath\/ynab-coaching-package\" target=\"_blank\" rel=\"noopener\">book appointment<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-layout-flex uagb-block-d4499e8d alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-f539a425\">\n<div class=\"wp-block-uagb-image uagb-block-4b360360 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-none\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/towfiqu-barbhuiya-yIIFNiEKkYI-unsplash-1024x683.jpg ,https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/towfiqu-barbhuiya-yIIFNiEKkYI-unsplash-scaled.jpg 780w, https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/towfiqu-barbhuiya-yIIFNiEKkYI-unsplash-scaled.jpg 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/towfiqu-barbhuiya-yIIFNiEKkYI-unsplash-1024x683.jpg\" alt=\"\" class=\"uag-image-1209\" width=\"600\" height=\"432\" title=\"towfiqu-barbhuiya-yIIFNiEKkYI-unsplash\" loading=\"lazy\" role=\"img\"\/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-d48a60d0\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-b347ee32\"><h5 class=\"uagb-heading-text\">Monthly Ongoing YNAB Support &#8211; $100\/month<\/h5><p class=\"uagb-desc-text\"><strong><br><\/strong><em>Perfect for clients who already have a YNAB spending plan or who have completed my YNAB coaching package and who need regular accountability and guidance.<\/em> Includes:<\/p><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1 coaching session\/month (60 minutes)<\/li>\n\n\n\n<li>Budget review + fine-tuning<\/li>\n\n\n\n<li>Priority email support<\/li>\n\n\n\n<li>Can include text encouragement and reminders<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/buy.stripe.com\/7sY6oHbehbtkfwqbyigYU02\" target=\"_blank\" rel=\"noopener\">purchase<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-976b07ec\">\n<div class=\"wp-block-uagb-image uagb-block-6286730b wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-none\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/alexander-grey-8a5eJ1-mmQ-unsplash-1024x683.jpg ,https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/alexander-grey-8a5eJ1-mmQ-unsplash-scaled.jpg 780w, https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/alexander-grey-8a5eJ1-mmQ-unsplash-scaled.jpg 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/penyourpath.org\/wp-content\/uploads\/2025\/07\/alexander-grey-8a5eJ1-mmQ-unsplash-1024x683.jpg\" alt=\"\" class=\"uag-image-1200\" width=\"600\" height=\"432\" title=\"alexander-grey--8a5eJ1-mmQ-unsplash\" loading=\"lazy\" role=\"img\"\/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-3fcd99ff\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-d4fa28e4\"><h5 class=\"uagb-heading-text\"> Twice a Month Ongoing YNAB Support &#8211; $125\/month<br><\/h5><p class=\"uagb-desc-text\"><em><em><em><em>Perfect for clients who already have a YNAB spending plan or who have completed my YNAB coaching package and who need regular accountability and guidance.<\/em> Two meeting a month gives extra support. Includes:<\/em><\/em><\/em><\/p><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>2 coaching session\/month (45 minutes each)<\/li>\n\n\n\n<li>Budget review + fine-tuning<\/li>\n\n\n\n<li>Priority email support<\/li>\n\n\n\n<li>Can include text encouragement and reminders<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/buy.stripe.com\/8x200jgyB690bga1XIgYU01\" target=\"_blank\" rel=\"noopener\">Purchase<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>FAQ<\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Do I need to have YNAB already?<\/strong><strong><br><\/strong> Nope! I\u2019ll help you get started from scratch, including signing up, setting up your categories, linking accounts, and understanding how the system works. YNAB offers a 34 day free trial and if you work with me I can add two additional months free.<\/p>\n\n\n\n<p><strong>What if I have variable income?<\/strong><strong><br><\/strong> YNAB is great for people with unpredictable income. I\u2019ll show you how to build a flexible plan that adjusts month to month\u2014without the stress.<\/p>\n\n\n\n<p><strong>Is this only for people in debt or financial crisis?<\/strong><strong><br><\/strong> Not at all. I work with people at all stages\u2014some are paying off debt, some are saving for big goals, and others just want more peace of mind. YNAB works whether you\u2019re climbing out or leveling up.<\/p>\n\n\n\n<p><strong>Can you help me clean up a messy or abandoned YNAB budget?<\/strong><strong><br><\/strong> Absolutely. Whether your YNAB has 52 unassigned transactions or you haven\u2019t opened it in six months, I\u2019ll help you reset and create a manageable plan moving forward.<\/p>\n\n\n\n<p><strong>How is this different from just using YNAB\u2019s free tutorials?<\/strong><strong><br><\/strong> YNAB\u2019s tutorials are great\u2014but they\u2019re one-size-fits-all. With coaching, you get a personalized plan, expert guidance, and real-time problem-solving tailored to <em>your<\/em> situation. You\u2019ll avoid common mistakes and build confidence faster.<\/p>\n\n\n\n<p><strong>Do I need to commit to multiple sessions?<\/strong><strong><br><\/strong> Not at all. I offer one-time sessions, packages, and ongoing support. You choose what fits your needs and budget.<\/p>\n\n\n\n<p><strong>Is everything confidential?<\/strong><strong><br><\/strong> Yes. All coaching sessions are confidential and judgment-free. You\u2019re safe here.<\/p>\n\n\n\n<p><strong>What if I don\u2019t like YNAB after I try it?<\/strong><strong><br><\/strong> That\u2019s okay! YNAB isn\u2019t for everyone, and we can talk through whether a different budgeting method is a better fit. My goal is helping you find what works\u2014not forcing one tool.<\/p>\n\n\n\n<p><em>I am a YNAB Certified Coach, which means that I have been trained to coach people on using YNAB software and the YNAB method. I have met select requirements of YNAB in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or its affiliates.<\/em><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>No shame. No spreadsheets. Just a plan that finally clicks. 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